Microsoft stopped selling Money in 2009, and Money Plus Sunset, the last free version, needs Windows and an old installer that is not always easy to get going. Years of accounts often sit in a .mny file that nothing else opens. This reads the file directly: every account with its type, currency and balance, and each account's register as Money showed it, with dates, check numbers, payees, categories (with their parent, as in "Food : Groceries"), transfers shown as [Account], memos, amounts, a running balance and cleared or reconciled marks. Split transactions show their lines under them, and void ones are marked and left out of the balance. Recurring bill templates are not real transactions, so they are left out too.
Then it gets your data out for the software you use now: an Excel workbook, a CSV of every transaction, or QIF files that GnuCash, Quicken, KMyMoney, Moneydance and most personal finance programs import. A table of income and spending by category and year comes with it. It is free to use, with no account and no upload limit, and it runs entirely in your browser: nothing is uploaded, and while the page stays open, a feature you have already used keeps working offline.
- Do I need Microsoft Money or Money Plus Sunset installed?
- No. This page reads the .mny file itself, so it works on a computer that has never had Money, a Mac or a Chromebook included. Opening files, passwords and the account list have been checked on real files from Money 2001, 2002 and 2008. Registers, split transactions, transfers and void entries follow the layout Money is documented to use, and were tested on files built for the purpose. Money Plus Sunset (2010) is described by people who have read its files as using the same format, so its files are expected to open too.
- My Money file has a password. Can I still open it?
- Yes, if you know the password: type it when the page asks, in upper or lower case, as Money does not mind which. The file is then decrypted in your browser. The page cannot find or remove a password you have forgotten, and the password is not sent or kept anywhere.
- Which programs import the QIF files?
- GnuCash, Quicken, KMyMoney, Moneydance, HomeBank and most personal finance programs import QIF. Each account is its own .qif file, named after the account, with dates written month first (MM/DD/YYYY): import them one by one, and choose the matching account and, if asked, the month-first date order. Transfers between accounts appear in both files, as in Money's own QIF export, and most importers match the two sides up. Investment accounts are not written as QIF here; their activity is on the Excel workbook's Investments sheet.
- Is my financial data uploaded?
- No. Your bank and card transactions never leave your computer: the file is read by this browser tab, and the Excel, CSV and QIF files are made in it too. The only things downloaded are the parts of this page itself.
- Why does the balance differ from what Money showed?
- The balance here is the account's opening balance plus every transaction that is not void, future-dated ones included, as Money's account list shows it. Money keeps its own balance figure in a scrambled form, so it is worked out again rather than copied. If a balance looks wrong, compare the register with the transactions you expect, or the reconciled entries with your last statement.
- What about my .mbf backup file?
- A Money backup (.mbf) is usually compressed, and this page cannot read it as it is. Restore it in Microsoft Money (File menu, Restore Backup) to get a .mny file, and open that here. A .mbf that is a plain copy of the .mny opens directly.
- Why is investment activity shown as a number?
- Money stores each investment entry's activity (buy, sell, dividend and so on) as a code number it never documented, so the page shows the number as stored rather than guess at a name. The security, date, quantity, price, commission and amount are read as they are.
- What is not read?
- Budgets, recurring bills and their schedules, reports, lots and the prices of securities over time are not shown as such; they are all in the raw tables, which can be saved as CSV. Files from versions of Money before 2001 have not been tested, and those that use an older format do not open; opening such a file once in a later Money converts it.